The following legal notices are the result of discussions by Freedom HealthShare™ or other healthcare sharing ministries with several state regulators and are part of an effort to ensure that Sharing Members understand that Freedom HealthShare™ is not an insurance company and that it does not guarantee payment of medical costs. Our role is to enable self-pay patients to help fellow Americans through voluntary financial gifts.
DISCLAIMER: This program is not an insurance company or product. Freedom HealthShare™ is recognized sharing ministry. Freedom HealthShare™ does not guarantee or promise that your medical bills will be paid. Sharing members' medical contribution amounts are not assignable by any member to any provider. Member sharing is totally voluntary. As such, this program should never be considered as a substitute for an insurance policy. Whether you receive payment for medical expenses and whether or not this program continues to operate, you may be liable for any unpaid bills or for amounts that exceed a negotiated allowed amount and/or a PPO agreement amount for services outside of the PPO network. For ease of understanding the term Annual Unshared Amount (AUA) will be used in place of the word "deductible" in the
Sharing Guidelines. HealthSharing Services LLC DBA Freedom HealthShare™ Services administers the Ministry programs.
This program is not an insurance company nor is it offered through an insurance company. This program does not guarantee or promise that your medical bills will be paid or assigned to others for payment. Whether anyone chooses to pay your medical bills will be totally voluntary. As such, this program should never be considered as a substitute for an insurance policy. Whether you receive any payments for medical expenses and whether or not this program continues to operate, you are always liable for any unpaid bills.
As an enrolled Member (Responsible Party) you agree to have your credit card charged or your bank checking account automatically debited by ACH transaction for the Monthly Medical Sharing Amount, the monthly administration amount, if enrolled the monthly health coaching amount and the yearly membership fee. You understand that the monthly administration amount and any health coaching fee go directly to the vendor providing the services. Your Monthly Medical Sharing Amount goes totally to pay for eligible medical expenses paid at the Allowed Amount for you and other active sharing members. Unlike some health sharing ministries all but the first 2 months of the Monthly Medical Sharing contributions go to pay medical expenses. The first 2 months go towards admin costs. The membership fee is used for other ministerial and administrative expense of the Ministry and other approved and contracted vendors of service.
This Sharing Ministry has a Preferred Provider (PPO) discount arrangement (noted on your medical card) which can save you money. Please make every effort to work with your provider to use the point of service payment system of Freedom HealthShare™ The Allowed Amount will SAVE you and other sharing members money and have no balance billing. If your provider does not use the point of service system then make sure he/she is on the PPO; it will save you money on balance billing. You can search for any provider in the PPO listing. This Sharing Ministry also has a Point of Service payment system that can save you and your provider money and time. The provider or their billing clerk can put your bill in online at the time of service and instantly see what we will pay. If they accept we can transfer sharing amounts to pay the bill immediately within
3 -7 business days direct to the provider’s bank account. You can download a Provider Brochure. PLEASE read this and give it to your provider. Even though there is a PPO you can go to ANY provider as long as the provider agrees to take what the Sharing Ministry Allowed Amounts.